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 hsa enrollment rises as employer contributions fall
hsa enrollment rises as employer contributions fall

Employers continue to seek health care cost savings through consumer-driven health plans with health savings accounts (HSAs) and, to a lesser extent, health reimbursement arrangements (HRAs), a new analysis shows.The May 2017 report,
How Health Savings Accounts Measure Up, analyzes responses from the 2016 United Benefit Advisors (UBA) Health Plan Survey, conducted last year with 11,524 U.S. employers that sponsor group health plans. Among the findings:35.1 percent of employer health plans offered an HSA, an HRA or both, a 3.2 percent increase from 2015.HSAs were offered in 24.6 percent of employer-sponsored plans, up 21.8 percent from five years ago.HRAs were offered by 10.5 percent of employer-sponsored plans, a rate that has remained flat over the last five years.17 percent of group h

hsa enrollment rises as employer contributions fall

Employers continue to seek health care cost savings through consumer-driven health plans with health savings accounts (HSAs) and, to a lesser extent, health reimbursement arrangements (HRAs), a new analysis shows.The May 2017 report,
How Health Savings Accounts Measure Up, analyzes responses from the 2016 United Benefit Advisors (UBA) Health Plan Survey, conducted last year with 11,524 U.S. employers that sponsor group health plans. Among the findings:35.1 percent of employer health plans offered an HSA, an HRA or both, a 3.2 percent increase from 2015.HSAs were offered in 24.6 percent of employer-sponsored plans, up 21.8 percent from five years ago.HRAs were offered by 10.5 percent of employer-sponsored plans, a rate that has remained flat over the last five years.17 percent of group h

hsa enrollment rises as employer contributions fall

Employers continue to seek health care cost savings through consumer-driven health plans with health savings accounts (HSAs) and, to a lesser extent, health reimbursement arrangements (HRAs), a new analysis shows.The May 2017 report, How Health Savings Accounts Measure Up, analyzes responses from the 2016 United Benefit Advisors (UBA) Health Plan Survey, conducted last year with 11,524 U.S. employers that sponsor group health plans. Among the findings:35.1 percent of employer health plans offered an HSA, an HRA or both, a 3.2 percent increase from 2015.HSAs were offered in 24.6 percent of employer-sponsored plans, up 21.8 percent from five years ago.HRAs were offered by 10.5 percent of employer-sponsored plans, a rate that has remained flat over the last five years.17 percent of group heal

hsa enrollment rises as employer contributions fall

Employers continue to seek health care cost savings through consumer-driven health plans with health savings accounts (HSAs) and, to a lesser extent, health reimbursement arrangements (HRAs), a new analysis shows.The May 2017 report,
How Health Savings Accounts Measure Up, analyzes responses from the 2016 United Benefit Advisors (UBA) Health Plan Survey, conducted last year with 11,524 U.S. employers that sponsor group health plans. Among the findings:35.1 percent of employer health plans offered an HSA, an HRA or both, a 3.2 percent increase from 2015.HSAs were offered in 24.6 percent of employer-sponsored plans, up 21.8 percent from five years ago.HRAs were offered by 10.5 percent of employer-sponsored plans, a rate that has remained flat over the last five years.17 percent of group h

efka receives front-loaded state dues | business

The government has offered indirect financing to the Single Social Security Entity (EFKA) in the first four months of its operation so that the fund can cover its obligations.The state budget’s execution details for the January-April period show that the state, as an employer, paid social security contributions of 233 million euros to EFKA, which amount to 71.4 percent of its total annual obligation as calculated by the Finance Ministry.Kathimerini has revealed that for this year the state has determined the employer social security contributions it will pay at just 3.33 percent, depriving the pension fund of at least 1 billion euros, while all other employers are forced to pay EFKA contributions amounting to 13.33 percent of salaries.The total amount the state has to contribute as an empl

st. vrain valley projections: slower enrollment growth next school year, then sp

If you goWhat: St. Vrain Valley school board meetingWhen: 7 p.m. Wednesday Where: Educational Services Center, 395 South Pratt Parkway, LongmontMore info:svvsd.orgThe St. Vrain Valley School District is predicting another year of moderate enrollment growth for 2017-18, followed by faster growth over the next four years with an average of 750 more students a year.The school board plans to hear a report on the five-year projections at its Wednesday meeting. Enrollment projections are used to develop next year's budget and school staffing plans.Enrollment this school year was up about 400 students by the official state count day in October. That's a growth rate of 1.35 percent, the lowest in the last 10 years.For the next school year, the district is expected to continue its moderate growth,

employment declarations turn complex | business

WEDNESDAY MARCH 29, 2017
BUSINESS | Greek EditionClassifiedsSubscriptionsFAVORITESNo favoritesTwitterFacebookTerm
 BUSINESS
28.03.2017
:
22:46
Employment declarations turn complexROULA SALOUROUTAGS:FinanceThe Single Social Security Entity (EFKA) waited until the 11th hour to launch its online platform where employers are to declare the employees they pay through service invoice books (as long as they agree to pay contributions for them).The circular issued requires the employer and the employee to sign a contract that will immediately have to be registered at the fund’s online agency, which makes an already disputed procedure even harder. It was difficult in the first place for employees to put pressure on their employers to undertake paying two-thirds of their social security

employment declarations turn complex | business

WEDNESDAY MARCH 29, 2017
BUSINESS | Greek EditionClassifiedsSubscriptionsFAVORITESNo favoritesTwitterFacebookTerm
 BUSINESS
28.03.2017
:
22:46
Employment declarations turn complexROULA SALOUROUTAGS:FinanceThe Single Social Security Entity (EFKA) waited until the 11th hour to launch its online platform where employers are to declare the employees they pay through service invoice books (as long as they agree to pay contributions for them).The circular issued requires the employer and the employee to sign a contract that will immediately have to be registered at the fund’s online agency, which makes an already disputed procedure even harder. It was difficult in the first place for employees to put pressure on their employers to undertake paying two-thirds of their social security

employment declarations turn complex | business

WEDNESDAY MARCH 29, 2017
BUSINESS | Greek EditionClassifiedsSubscriptionsFAVORITESNo favoritesTwitterFacebookTerm
 BUSINESS
28.03.2017
:
22:46
Employment declarations turn complexROULA SALOUROUTAGS:FinanceThe Single Social Security Entity (EFKA) waited until the 11th hour to launch its online platform where employers are to declare the employees they pay through service invoice books (as long as they agree to pay contributions for them).The circular issued requires the employer and the employee to sign a contract that will immediately have to be registered at the fund’s online agency, which makes an already disputed procedure even harder. It was difficult in the first place for employees to put pressure on their employers to undertake paying two-thirds of their social security

employment declarations turn complex | business

WEDNESDAY MARCH 29, 2017
BUSINESS | Greek EditionClassifiedsSubscriptionsFAVORITESNo favoritesTwitterFacebookTerm
 BUSINESS
28.03.2017
:
22:46
Employment declarations turn complexROULA SALOUROUTAGS:FinanceThe Single Social Security Entity (EFKA) waited until the 11th hour to launch its online platform where employers are to declare the employees they pay through service invoice books (as long as they agree to pay contributions for them).The circular issued requires the employer and the employee to sign a contract that will immediately have to be registered at the fund’s online agency, which makes an already disputed procedure even harder. It was difficult in the first place for employees to put pressure on their employers to undertake paying two-thirds of their social security

employment declarations turn complex | business

WEDNESDAY MARCH 29, 2017
BUSINESS | Greek EditionClassifiedsSubscriptionsFAVORITESNo favoritesTwitterFacebookTerm
 BUSINESS
22:46
Employment declarations turn complexROULA SALOUROUTAGS:FinanceThe Single Social Security Entity (EFKA) waited until the 11th hour to launch its online platform where employers are to declare the employees they pay through service invoice books (as long as they agree to pay contributions for them).The circular issued requires the employer and the employee to sign a contract that will immediately have to be registered at the fund’s online agency, which makes an already disputed procedure even harder. It was difficult in the first place for employees to put pressure on their employers to undertake paying two-thirds of their social security contributions, an

commerce secretary honors cu boulder for impact of international students on nat

The University of Colorado has been honored for its contributions to the expansion of U.S. exports for its increased enrollment of international students, according to a Monday news release.CU was the only institution of higher education to receive the President's "E" Award for Exports, which is the highest recognition any U.S. entity can earn for successful contributions to U.S. exports.“One thing people consistently don’t fully appreciate is that international students contribute greatly to the local economy -- in addition to the contributions they make in the classroom and the diversity on the campus,” said Larry Bell, assistant vice chancellor for global strategic initiatives at CU Boulder.The university's growth of employment tied to increases in international students was noted as a

younger employees becoming savvy health care spenders

There are major differences in how Millennial workers and their older Generation X and Baby Boomer colleagues view and use health benefits, new research shows."It's important for employers to understand differences in generational cohorts to better adapt to a changing workforce," said Paul Fronstin, co-author of
an analysis published in April by the nonprofit Employee Benefit Research Institute (EBRI).According to EBRI's report, based on a survey of over 2,000 adults with health insurance, Millennials:Are more satisfied than older employees with their health plan choices—including high-deductible health plan options—in part because they are more likely to be healthier and to use health care services less frequently. Millennials are also more comfortable with plan selection and enrollmen

younger employees becoming savvy health care spenders

There are major differences in how Millennial workers and their older Generation X and Baby Boomer colleagues view and use health benefits, new research shows."It's important for employers to understand differences in generational cohorts to better adapt to a changing workforce," said Paul Fronstin, co-author of
an analysis published in April by the nonprofit Employee Benefit Research Institute (EBRI).According to EBRI's report, based on a survey of over 2,000 adults with health insurance, Millennials:Are more satisfied than older employees with their health plan choices—including high-deductible health plan options—in part because they are more likely to be healthier and to use health care services less frequently. Millennials are also more comfortable with plan selection and enrollmen

younger employees becoming savvy health care spenders

There are major differences in how Millennial workers and their older Generation X and Baby Boomer colleagues view and use health benefits, new research shows."It's important for employers to understand differences in generational cohorts to better adapt to a changing workforce," said Paul Fronstin, co-author of
an analysis published in April by the nonprofit Employee Benefit Research Institute (EBRI).According to EBRI's report, based on a survey of over 2,000 adults with health insurance, Millennials:Are more satisfied than older employees with their health plan choices—including high-deductible health plan options—in part because they are more likely to be healthier and to use health care services less frequently. Millennials are also more comfortable with plan selection and enrollmen

oecd report: greek tax burden on the rise | business

A report released Tuesday shows that Greece is among the countries of Organization for Economic Cooperation and Development (OECD) with the highest tax wedge – the difference between before-tax and after-tax wages, including the tax paid by both the employee and the employer.In the OECD report “Taxing Wages 2017,” Greece had the 14th highest tax wedge among the organization’s 34 countries.It held the 15th highest position in 2015.According to the report, the average single worker in Greece faced a tax wedge of 40.2 percent in 2016 – an increase of 1.06 percent since 2015 – compared with the OECD average of 36 percent – a drop of 0.07 percent.The increased tax burden in Greece was due to hikes in income tax and social security contributions of workers and employers.In Greece, income tax and

more time granted for efka payments | business

The management of the Single Social Security Entity (EFKA) on Thursday announced an extension to the deadline for the payment of January contributions and the submission of employment records until March 31 for all workers.EFKA has also extended the period for the payment of February contributions to April 13.At the same time, the fund is striving to finish uploading pay notices for the thousands of workers who remain in the dark as to the precise amount of their contributions due. The aim is to complete the process on Friday.

expect a push to tax health benefits, political watchers warn

The tax exclusion for employer-provided health benefits will stay in Congress's crosshairs, Washington watchers predict.As part of efforts to reform the tax code—or under a back-from-the-dead effort to repeal and replace the Affordable Care Act (ACA)—employers could be taxed on group health benefits provided to workers, or employees could be taxed on benefits they've received. Health policy experts tackled these questions on March 30 at the Health Business Agenda 2017 conference in Washington, D.C. The annual confab is sponsored by the nonprofit National Business Group on Health, an employers association.'Where the Money Is'"Employer health care contributions are going to be part of this debate, whether it's tax reform or health care reform," said J.D. Piro, senior vice president at consul

expect a push to tax health benefits, political watchers warn

The tax exclusion for employer-provided health benefits will stay in Congress's crosshairs, Washington watchers predict.As part of efforts to reform the tax code—or under a back-from-the-dead effort to repeal and replace the Affordable Care Act (ACA)—employers could be taxed on group health benefits provided to workers, or employees could be taxed on benefits they've received. Health policy experts tackled these questions on March 30 at the Health Business Agenda 2017 conference in Washington, D.C. The annual confab is sponsored by the nonprofit National Business Group on Health, an employers association.'Where the Money Is'"Employer health care contributions are going to be part of this debate, whether it's tax reform or health care reform," said J.D. Piro, senior vice president at consul

90,000 workers are still awaiting efka notice | business

Two days before the (already extended) deadline for the payment of January’s social security contributions, more than 90,000 workers remain scratching their heads as their pay notices have not yet been put up on the website of the new Single Social Security Contribution (EFKA).Those affected include some 60,000 salary employees who also do other work for which they issue service invoices. In their case, the circular determining the amount of their contributions has not yet been released.Another 31,000 are salaried engineers who had invoice books for services rendered (known as “blokakia”) in 2015. They do not appear in the system, as it has not been verified whether they still have active invoice books.Other pending issues concern salaried lawyers, as the circular regarding their contribut

major hike in social security contributions as of 2019 | business

The government will in the next few days have to include in its list of 140 prior actions agreed with the country’s creditors the new, indirect hike in social security contributions for 1.4 million freelance workers, self-employed professionals and farmers that Kathimerini recently revealed.The text outlining the obligations the Labor Ministry has undertaken states clearly that the 15 percent discount on the new, expanded calculation base for contributions will only apply for 2018. From 2019 onward “no reduction will apply,” the text states.Minister Effie Achtsioglou indirectly admitted the change to the calculation base Monday while speaking on Real FM radio. She noted that any parametric change will concern 2018, but a total discount of 15 percent will also apply for contributions to rem

aca-repeal proponents consider taxing employer health benefits

As Republicans move to repeal and replace the Affordable Care Act (ACA), policymakers are considering capping the tax exclusion for employer-provided health care as a funding mechanism under an ACA replacement plan. Employer groups are pushing back, hard, against that idea.A discussion draft for repeal/replace legislation backed by House Republican leaders began circulating on Feb. 24 and is expected to be formally unveiled shortly. The measure would be funded by capping the tax exclusion for employer-sponsored health care,
Politico reports. The yet-unnamed bill would get rid of the penalties for the individual and employer mandates, essentially rendering them moot. It also would eliminate the ACA's subsidies to help those with modest incomes purchase health policies and instead offer r

aca-repeal proponents consider taxing employer health benefits

As Republicans move to repeal and replace the Affordable Care Act (ACA), policymakers are considering capping the tax exclusion for employer-provided health care as a funding mechanism under an ACA replacement plan. Employer groups are pushing back, hard, against that idea.A discussion draft for repeal/replace legislation backed by House Republican leaders began circulating on Feb. 24 and is expected to be formally unveiled shortly. The measure would be funded by capping the tax exclusion for employer-sponsored health care,
Politico reports.The draft for the yet-unnamed bill would eliminate the ACA's subsidies to help those with modest incomes purchase health policies and instead offer refundable tax credits, funded by capping the tax exemption for employer-sponsored health care at the

dismissed employees must prove basis for damages

Canadian courts have the power to award former employees damages based on the manner in which they were terminated. Damages for the manner of dismissal may be available where employers engage in serious instances of conduct that is in bad faith, untruthful, misleading or unduly insensitive. For example, lying about the reasons for firing an employee or attacking his or her reputation at the time of dismissal could attract damages even if the termination was not otherwise "wrongful." The Ontario Superior Court confirmed that for a court to award such damages, there must be sufficient evidence that the employer's conduct was egregious. In the case at issue, the plaintiff had been employed for a few months when it came to the employer's attention that he had made inappropriate comments about

aca-repeal proponents consider taxing employer health benefits

Updated on Feb. 28, 2017As Republicans move to repeal and replace the Affordable Care Act (ACA), policymakers are considering capping the tax exclusion for employer-provided health care as a funding mechanism under an ACA replacement plan. Employer groups are pushing back, hard, against that idea.A discussion draft for repeal/replace legislation backed by House Republican leaders began circulating on Feb. 24, although it's dated Feb. 10. The measure—a fiscal year 2017 budget reconciliation bill that could be passed in the Senate by a simple majority—would be funded by capping the tax exclusion for employer-sponsored health care,
Politico reports. The yet-unnamed bill would get rid of the penalties for the individual and employer mandates, which could essentially rendering them moot, som

efka revenues rate in decline | business

The revenues of the new Single Social Security Entity (EFKA) look likely to crumble when the painful measures agreed by the government and the country’s creditors are passed.The indirect increase in social security contributions for a large section of Greece’s 1.4 million freelancers, self-employed and farmers is set to further hamper any efforts hundreds of thousands of professionals make to pay their dues even if they have expired debts.Friday is the deadline for the payment of March contributions, which will to a great extent determine the future of the newly formed fund, as up to last week the course of revenues was far from satisfactory.According to the Group for Social and Labor Rights, the collection rate for the contributions of non-salary workers dropped by almost 10 percentage po

a pause in international students?

A new survey says U.S. colleges are worried about future enrollment.

obamacare paved the way for that gattaca-style employer’s law

A new Republican bill would loosen privacy protections for workers. And it would use parts of the Affordable Care Act to do it. The post Obamacare Paved the Way for That Gattaca-Style Employer's Law appeared first on WIRED.

congress: not quite as gloomy as they look

Newsmaker: Nara Lokesh, another son rises higherNewsmaker: Nara Lokesh, another son rises higherBusiness StandardThe party has improved its strike rate in terms of number of seats won per seat contestedAditi Phadnis  April 10, 2017 Last Updated at 03:05 ISThttp://mybs.in/2UUu1LG

workers with some primary sector revenue may pay extra | business

Hundreds of thousands of private and public sector workers may also be asked to pay social security contributions for the “agriculture income” they declare to the tax authorities, according to a circular issued by the Labor Ministry on Friday.Just a few days before the extended deadline for the payment of January contributions – and while the Single Social Security Entity (EFKA) has not yet issued all the pay notices for the self-employed, freelancers, farmers and salary workers with some freelancing work – the circular has led to more confusion.That’s because it has failed to clarify how contributions will be broken down into the amounts employers and employees should pay in cases where the latter also do freelance work as well, while it also provides for workers with extra revenues from

letter can set limits on ada reassignment obligation

​SAN DIEGO—Employers often don't realize that they can reassign a worker to a vacant position to accommodate his or her disability. Instead, they mistakenly think that a leave of absence is the last reasonable accommodation they need to provide.An employer that offers reassignment as an accommodation should send a letter to the employee it's accommodating telling him or her that it is seeking to reassign the person. The letter is a necessary step to keep the employer from having to offer reassignment for a lengthy period, according to Lucas Asper, an attorney with Ogletree Deakins in Greenville, S.C. Speaking at the firm's 2017 Workplace Strategies Conference on May 4, he added that the letter also should explain that the person can't be accommodated in his or her current job.Once the lett

first-home buyers get ‘super’ saver scheme

Saving a deposit is the toughest challenge for first-home buyers and the federal government has promised to provide a helping hand with a new savings initiative worth $250 million.The First Home Super Saver Scheme will allow entry-level buyers to save funds at a discounted tax rate by making  additional contributions to their superannuation.These additional contributions, and earnings made on them, would then be able to be withdrawn to be used as a home deposit.Given the more favourable tax treatment of superannuation contributions, this provides an incentive for first-home buyers to save – any concessional contributions and earnings withdrawn will be taxed at the marginal tax rate, less a 30 per cent offset.For couples, both individuals can take advantage of the scheme.Federal budget docu

return to work not always required to mitigate losses

In some circumstances, an employee in Ontario will be obligated to accept continued employment with the company that terminated him or her to reduce any monetary award to the employee for breach of contract. If the employee fails to mitigate his or her losses in this manner, the notice period for the dismissed employee—the basis of determining damages owed to the employee—may be reduced. A recent Ontario Court of Appeal decision reminds, however, that an employer's offer must meet certain conditions or else the employee may refuse to accept it. The employee in this case was 51 years old and had worked for the employer for 19 years as director of purchasing. He received a salary of about $82,000. The employer decided to restructure and terminated the employee without cause. The employer off

aca-repeal proponents consider taxing employer health benefits

As Republicans move to repeal and replace the Affordable Care Act (ACA), policymakers are considering capping the tax exclusion for employer-provided health care as a funding mechanism under an ACA replacement plan. Employer groups are pushing back, hard, against that idea.A discussion draft for repeal/replace legislation backed by House Republican leaders began circulating on Feb. 24 and is expected to be formally unveiled shortly. The measure would be funded by capping the tax exclusion for employer-sponsored health care,
Politico reports.The draft for the yet-unnamed bill would eliminate the ACA's subsidies to help those with modest incomes purchase health policies and instead offer refundable tax credits, funded by capping the tax exemption for employer-sponsored health care at the

aca-repeal proponents consider taxing employer health benefits

As Republicans move to repeal and replace the Affordable Care Act (ACA), policymakers are considering capping the tax exclusion for employer-provided health care as a funding mechanism under an ACA replacement plan. Employer groups are pushing back, hard, against that idea.A discussion draft for repeal/replace legislation backed by House Republican leaders began circulating on Feb. 24 and is expected to be formally unveiled shortly. The measure would be funded by capping the tax exclusion for employer-sponsored health care,
Politico reports.The draft for the yet-unnamed bill would eliminate the ACA's subsidies to help those with modest incomes purchase health policies and instead offer refundable tax credits, funded by capping the tax exemption for employer-sponsored health care at the

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